Browse the out-of-the-box insights that score supplier financial risk — grouped by family, with the score and the rule that triggers each one.
| Insight | Parameter | |
|---|---|---|
Negative equity — liabilities exceed assetsN. Equity ratio — levelEquity Ratio: Latest value <= 0% The supplier's liabilities are larger than everything it owns. The owners' stake has been wiped out by accumulated losses, and the business continues only while creditors allow it to. | Capital structureFinancial health parameter |
Very thin equity cushion (under 10%)N. Equity ratio — levelEquity Ratio: Latest value >= 0% AND Latest value <= 10% Owners have funded under a tenth of the asset base. Almost any loss eats directly into the buffer that stands between the supplier and a breach of lender terms. | Capital structureFinancial health parameter |
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Thin equity cushion (10–20%)N. Equity ratio — levelEquity Ratio: Latest value >= 10% AND Latest value <= 20% Between a tenth and a fifth of the asset base is owner-funded — a modest buffer for absorbing losses before lenders are affected. | Capital structureFinancial health parameter |
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Moderate equity funding (20–50%)N. Equity ratio — levelEquity Ratio: Latest value >= 20% AND Latest value <= 50% Between a fifth and a half of the asset base is funded by owners' capital. A normal range; read alongside industry norms. | Capital structureFinancial health parameter |
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Majority equity-funded (50–70%)N. Equity ratio — levelEquity Ratio: Latest value >= 50% AND Latest value <= 70% More than half the asset base is funded by the owners rather than by debt — losses can be absorbed without breaching lender terms. | Capital structureFinancial health parameter |
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Predominantly equity-funded (above 70%)N. Equity ratio — levelEquity Ratio: Latest value >= 70% Over 70% of the asset base is owner-funded. The supplier carries very little external claim on its assets. | Capital structureFinancial health parameter |
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