Browse the out-of-the-box insights that score supplier financial risk — grouped by family, with the score and the rule that triggers each one.
| Insight | Parameter | |
|---|---|---|
Short-term obligations substantially uncoveredH. Current ratio — levelCurrent Ratio: Latest value <= 0.75x Current assets cover less than three quarters of the liabilities falling due within a year. The supplier cannot meet its near-term obligations from its own short-term resources. | Liquidity and solvencyFinancial health parameter |
Current liabilities exceed current assetsH. Current ratio — levelCurrent Ratio: Latest value >= 0.75x AND Latest value <= 1.0x There is less than one unit of short-term assets for every unit of short-term liabilities — the supplier is relying on new inflows, refinancing, or forbearance to meet obligations as they fall due. | Liquidity and solvencyFinancial health parameter |
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Short-term obligations only just coveredH. Current ratio — levelCurrent Ratio: Latest value >= 1.0x AND Latest value <= 1.3x Current assets cover short-term liabilities by less than 1.3 times. Cover exists but a delayed customer payment or an unexpected bill would erase it. | Liquidity and solvencyFinancial health parameter |
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Limited but adequate liquidity bufferH. Current ratio — levelCurrent Ratio: Latest value >= 1.3x AND Latest value <= 2.0x Short-term obligations are covered between 1.3 and 2 times over — a working buffer, without much slack. | Liquidity and solvencyFinancial health parameter |
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Comfortable liquidity bufferH. Current ratio — levelCurrent Ratio: Latest value >= 2.0x AND Latest value <= 3.0x Current assets cover short-term liabilities two to three times over — the supplier can absorb a payment delay or an unexpected cost without external help. | Liquidity and solvencyFinancial health parameter |
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Large liquidity bufferH. Current ratio — levelCurrent Ratio: Latest value >= 3.0x Short-term obligations are covered more than three times over. Note that an unusually high ratio can also indicate idle cash or slow-moving inventory rather than strength. | Liquidity and solvencyFinancial health parameter |
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