Browse the out-of-the-box insights that score supplier financial risk — grouped by family, with the score and the rule that triggers each one.
| Insight | Parameter | |
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Deep operating lossA. Operating margin — levelOperating margin: Latest value <= -10% The supplier lost more than 10% of revenue at operating level in the most recent year. Core trading is substantially loss-making, not marginally so. | Financial performanceFinancial health parameter |
Operating lossA. Operating margin — levelOperating margin: Latest value >= -10% AND Latest value <= 0% Operating costs exceeded revenue in the most recent year — the supplier's core trading activity lost money before interest and tax. | Financial performanceFinancial health parameter |
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Operating margin under 3% — almost no bufferA. Operating margin — levelOperating margin: Latest value >= 0% AND Latest value <= 3% The supplier is profitable but keeps under 3% of revenue after operating costs. A small cost increase or price concession would push it into loss. | Financial performanceFinancial health parameter |
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Operating margin in the normal range (3–15%)A. Operating margin — levelOperating margin: Latest value >= 3% AND Latest value <= 15% Between 3% and 15% of revenue is retained after operating costs — profitable, with a moderate buffer. Benchmark against sector peers before reading more into it. | Financial performanceFinancial health parameter |
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Healthy operating margin (15–20%)A. Operating margin — levelOperating margin: Latest value >= 15% AND Latest value <= 20% The supplier retains 15–20% of revenue after operating costs, indicating pricing power and room to absorb cost increases. | Financial performanceFinancial health parameter |
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Strong operating margin (20–30%)A. Operating margin — levelOperating margin: Latest value >= 20% AND Latest value <= 30% 20–30% of revenue is retained after operating costs — well above what most suppliers achieve. | Financial performanceFinancial health parameter |
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Exceptional operating margin (above 30%)A. Operating margin — levelOperating margin: Latest value >= 30% More than 30% of revenue is retained after operating costs — exceptional pricing power and a large buffer against cost shocks. | Financial performanceFinancial health parameter |
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Operating losses in each of the last three yearsA'. Operating margin — persistenceOperating margin: Value for consecutive periods (3 years) <= 0% The supplier has made an operating loss in every one of the last three financial years. The losses are structural rather than one bad year. | Financial performanceFinancial health parameter |
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Operating margin above 15% in each of the last three yearsA'. Operating margin — persistenceOperating margin: Value for consecutive periods (3 years) >= 15% Operating margin has stayed above 15% for three consecutive years — durable profitability rather than one strong year. | Financial performanceFinancial health parameter |
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